The great uncertainty for everybody who is hoping to reap the benefit of future pension schemes is their poor performance over recent years. Other pension scandals and pension fund black homes makes for worrying times.
It is almost impossible for new employees to obtain the same benefits enjoyed by existing employees within a defined company benefits scheme. People are being forced more and more into money purchase agreements, with all the concommitant problems attached to this method of investment.
The Retirement Foundation takes a hard look at the pensions market and provides a clear picture of the options available in the pension market. Our Understanding The Pensions Jungle programme outlines the options available.
The Course Covers:
A day changes
The best use of existing pension arrangements (frozen or deferred)
How to use the tax regime
ISA's v pension - are they a real choice? Are they mutually exclusive?